Accident Forgiveness

Accidents can happen to even the most careful drivers. If you find yourself in a car accident that was your fault, you may be concerned that your insurance rates will go up. Accident Forgiveness avoids such increases.

If you have been licensed and accident free for six years, and you have Accident Forgiveness coverage, your first accident will not affect your insurance rates. And if you are a qualified driver who has three or more insurance products with Co-operators, such as home, life, business or farm insurance, you will receive Accident Forgiveness absolutely free. Some restrictions apply.