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Liability for non-owned automobiles
Provides coverage when you rent a vehicle.
Increased Death and Funeral
This option doubles the basic death benefit amounts to your spouse and dependants and increases the amount to cover funeral expenses if you were to die in an accident.
Loss of use
This is an optional coverage which covers the cost of a rental vehicle, taxi or public transportation up to the limit stated while your vehicle is being repaired (provided the damage or loss is caused by a peril for which you are insured).
Removing depreciation for new vehicles
ON, NS, NL, PEI and NB
If your brand-new car is still within the first 60 months of the original delivery date, this optional coverage will ensure you receive the full value of what you paid for the car without depreciation - if it is written off.
AB
If your brand-new car is still within the first 24 months of the original delivery date, this optional coverage will ensure you receive the full value of what you paid for the car without depreciation - if it is written off.
Accident Forgiveness
With this coverage, if you have been licensed and accident free for six consecutive years, your first at-fault collision will not affect your claims-free rating.
Coverage for rented or borrowed vehicles
Extend your auto insurance to vehicles in your care that you don’t own, including those you rent, borrow, or lease. All drivers listed on your policy are also covered. You do not need to carry collision, all perils or comprehensive coverage to purchase this option.
Complement
Additional protection provided: i) Deductible deletion in case of hit-an-run (maximum $500); ii) Deductible deletion in the event of total loss (maximum $500); iii) Drive other automobile endorsement; iv) Leasing expenses reimbursement ($50 per day to a limit of $1 500 per event) - Broad Form v) Coverage of $40 000 in Civil Liability for damage to non-owned automobiles endorsement; vi) Accident benefits endorsement (Insured Capital: $15 000, Medical Expenses: $2 000).
