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Business insurance

Make your business as unstoppable as you are. Whether your business is just starting out or becoming more established, we’ll help you find the right coverage.

Find a financial representative

What type of coverage do you need?

Explore our comprehensive and flexible solutions.

Business property insurance

Do you own, rent or lease your business space? Get coverage that secures your property and contents, including your equipment, stock, furniture and machinery.

Go to business property insurance

Liability insurance

In case of legal responsibility for injuries or property damage, your business is protected. We offer extra coverage for your business, employees and directors.

Go to liability insurance

Equipment breakdown insurance

Get coverage for your pressure, mechanical or electrical equipment. If your business runs production machines, we have coverage just for that.

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Loss of income insurance

Get peace of mind even if you need to hit pause. Secure your revenue with compensation for loss of income if your business becomes temporarily interrupted due to an insured loss.

Go to loss of income insurance

Cyber security insurance

Shield your business against cyber threats. Get coverage that protects your business and clients. Plus get free, 24-hour support from CyberScout®, our risk-management partner.

Go to cyber security insurance

Crime insurance

Get coverage for crime not covered by your property or liability policies, such as employee dishonesty, loss of money and securities, depositors’ forgery, and credit card fraud.

Go to crime insurance

Insurance for co-operatives

Co-operatives helping co-operatives just makes sense. This plan includes coverage designed to build and protect co-ops in one convenient, affordable package.

Go to Co-op Guard®

Insurance for non-profits

As a non-profit, you provide valuable support to your community. Let us support you with advice and solutions that protect your business, at rates that fit your budget.

Go to Community Guard®

Why choose Co-operators?

More than 50 coverage options
Protect every aspect of your business with our broad range of coverage options. We have solutions for every type of business.
Risk management
Stay one step ahead with our commercial risk management services. We can help identify and manage potential threats to your business.
Support and advice
Taking care of your business is our business. We’re dedicated to helping you get the coverage you need.
Bundle and save
You can save by bundling your business insurance policy with other types of coverage offered at Co-operators.

Get the right coverage to protect your business

With Co-operators, you get more than just a policy. You get expert advice from seasoned financial representatives who understand the challenges and needs of your business. Discover the value of tailored coverage, proactive risk management and support that grows with your business.
Find a financial representative

More solutions for your business

Insure your business vehicle

Keep your business moving forward with our comprehensive coverage for business-use vehicles.

Learn about insurance for business-use vehicles

Build a resilient and healthy workforce

Engage your workforce and attract new talent with our flexible group benefits.*

Learn about group benefits

Free legal assistance helpline

Our clients have access to our free legal assistance helpline. You can speak to a lawyer on almost any topic related to Canadian law.

Discover our legal assistance helpline

Manage your insurance with Online Services

Make the most of your time with our secure online portal. Sign in to your account to make a payment, review your policy details and documents, and access your billing and payment dashboard.
Sign in

Let’s connect

Great coverage and service is just around the corner. We have more than 600 locations across Canada. Connect with us to today to get the protection you need to help your business thrive.

Business insurance and business vehicle insurance is underwritten by Co-operators General Insurance Company. Group benefits plans are offered by Co-operators Life Insurance Company. Not all products are available in all provinces.

Co-operators® is a registered trademark of The Co-operators Group Limited. CyberScout® is a registered trademark of SontiqTM. Co-op Guard® and Community Guard® are registered trademarks of Co-operators General Insurance Company.

*Group benefits are not available with Community Guard® in Quebec.

Co-operators General Insurance Company is committed to protecting the privacy, confidentiality, accuracy and security of the personal information that we collect, use, retain and disclose in the course of conducting our business. Please refer to our privacy policy for more information.

©2024 Co-operators General Insurance Company