Credit unions and partners Members and clients Claims About us

What is crime insurance?

Crime insurance provides coverage for incidents not covered by most property or liability insurance policies. Your business is protected against losses from theft, fraud, forgery and more.

Types of losses we cover

Employee dishonesty

Get coverage for fraudulent acts committed by an employee, such as forged signatures or unauthorized withdrawals.

Loss of money and securities inside and outside your premises

Your business is covered in the event of a cash theft from a cash register or night deposit bag.

Counterfeit money or money orders

Get coverage for purchases made with fake cash or money orders.

Depositors’ forgery

Your business is covered in the event your bank accepts business cheques that were stolen and used for fraudulent purposes.

Credit, debit and ATM fraud

Get coverage for losses if someone falsifies or alters documents to misuse your business credit, debit or ATM cards.

Professional fees

Your business is covered for all professional fees needed to determine the amount of the loss.

Janitorial operations

Get coverage against liabilities and potential losses due to property damage or injuries.


As an Équité member, we are committed to detecting and preventing fraud and crime in the Canadian insurance industry. Learn more about fraud prevention.

Get the right coverage for your business

With Co-operators, you get more than just a policy. You get expert advice from seasoned financial representatives who understand the challenges and needs of your business. Discover the value of tailored coverage, proactive risk management and support that grows with your business.
Find a financial representative

More ways to protect your business

Business property insurance

Liability insurance

Equipment breakdown insurance

Loss of income insurance

Cyber security insurance

Insurance for co-operatives

Insurance for non-profits

Insurance for business-use vehicles