CUMIS General Home & Auto insurance program ending in Alberta in 2026

CUMIS General Insurance Company will withdraw from the home and automobile insurance marketplace in Alberta as of January 1, 2026. This necessary decision is in direct response to ongoing challenges in Alberta’s auto insurance market, including the rising cost of auto claims.

We have notified the Alberta Superintendent of Insurance of our intention to withdraw.

This will not affect the coverage of current policyholders until the 2026 expiry date of their policy. For the remainder of 2025, we will continue to offer renewals, subject to the relevant policy's terms and conditions, our underwriting guidelines, and applicable laws. Starting on January 1, 2026, CUMIS General will no longer quote or renew home and auto insurance contracts in Alberta.

All policyholders will receive timely information with ample notice before policies expire. We’re working to help policyholders make informed decisions about securing new coverage.

There are no changes to other CUMIS branded products or services offered in Alberta. This decision does not affect the CUMIS General Home & Auto program in other provinces.

FREQUENTLY ASKED QUESTIONS

Why is the CUMIS General Home & Auto program leaving Alberta?

This decision was made in response to ongoing challenges in the auto Alberta insurance market, including the rising cost of auto claims.

Are there any immediate impacts on my policy or coverage?

There are no immediate changes to the CUMIS General Home & Auto insurance program in Alberta. This will not affect your coverage until the 2026 expiry date of your policy. For the remainder of 2025, we will continue to offer renewals, subject to the terms and conditions of your policy, our underwriting guidelines, and applicable laws. Starting on January 1, 2026, CUMIS General will no longer quote or renew home and auto insurance contracts in Alberta.

What will happen when my policy expires?

Your policy and coverage will remain in force until your expiry in 2026. You will receive timely information with ample notice before your coverage expires to help you make an informed decision about securing new coverage.

What about other CUMIS products and services?

There are no changes to any other CUMIS branded products and services offered in Alberta. This decision does not affect the CUMIS General Home & Auto program in other provinces.

Why did CUMIS General decide to exit Alberta’s home insurance market too?

The CUMIS General Home & Auto program was designed to meet the needs of credit unions and their members. Our program promotes convenience and savings by bundling home and auto insurance protection together.

What will happen to CUMIS General Home & Auto claims?

This decision will not impact claims service or decisions. All claims made under a CUMIS General home or auto policy will be adjusted in accordance with the terms and conditions of the relevant policy, until such claims have been settled.