CUMIS General Home & Auto insurance program ending in Alberta in 2026

CUMIS General Insurance Company has withdrawn from the home and automobile insurance marketplace in Alberta as of January 1, 2026. This necessary decision is in direct response to ongoing challenges in Alberta’s auto insurance market, including the rising cost of auto claims.

This will not affect the coverage of current policyholders until the 2026 expiry date of their policy. As of January 1, 2026, CUMIS General will no longer quote or renew home and auto insurance contracts in Alberta.

All policyholders will receive timely information with ample notice before policies expire. We’re working to help policyholders make informed decisions about securing new coverage.

There are no changes to other CUMIS branded products or services offered in Alberta. This decision does not affect the CUMIS General Home & Auto program in other provinces.

FREQUENTLY ASKED QUESTIONS

Why is the CUMIS General Home & Auto program leaving Alberta?

This decision was made in response to ongoing challenges in the auto Alberta insurance market, including the rising cost of auto claims.

Are there any immediate impacts on my policy or coverage?

Your policy and coverage remain active until your existing policy expires in 2026. You’ll receive a non-renewal letter weeks before this happens to ensure you have enough time to secure new insurance.

What will happen when my policy expires?

Your policy and coverage will no longer be active, and you’ll need to acquire new insurance from another insurance provider.

What about other CUMIS products and services?

There are no changes to any other CUMIS branded products and services offered in Alberta. This decision does not affect the CUMIS General Home & Auto program in other provinces.

Why did CUMIS General decide to exit Alberta’s home insurance market too?

The CUMIS General Home & Auto program was designed to meet the needs of credit unions and their members. Our program promotes convenience and savings by bundling home and auto insurance protection together.

What will happen to CUMIS General Home & Auto claims?

This decision will not impact claims service or decisions. All claims made under a CUMIS General home or auto policy will be adjusted in accordance with the terms and conditions of the relevant policy, until such claims have been settled.

Where can I find alternative insurance coverage?

The provincial government has developed resources to support Albertans looking for insurance coverage. Please refer to airbfordrivers.ca/shopping-guide and alberta.ca/insurance.