Group benefits
Explore our group benefits products made for businesses of all sizes.
Why offer Co-operators group benefits?
Stable plan rates
Benefits for every client
First-class tools
Benefits that put people first
Our health and dental benefits help keep plan members vital and resilient at every age.
A healthy workforce is a happy workforce. Provide support for plan sponsors and members with comprehensive benefits and optional benefits like travel insurance.
Help plan sponsors attract and retain top talent with our Flexible Benefits solutions, a customizable approach that supports the diverse needs of their workforce.
- Give employees the choice to tailor coverage to their individual needs
- Improve employee satisfaction and retention by offering modern and inclusive benefits
- Optimize benefits spend by aligning plans with what employees actually use
Extensive mental health support
A supplemental health coverage, mental health benefits help support plan members and their families.
- Increased psychology benefits up to $5,000
- 100% co-insurance
- Coverage for practitioners beyond psychologists and social workers, including family therapists, clinical counsellors and psychotherapists
- Expanded treatment delivery methods, such as virtual, face-to-face, phone and online chat sessions
- Coverage to treat mental health conditions and addictions at rehabilitation facilities
*Coverage options vary based on group size
Support that goes above and beyond
Provide benefits that suit the needs of all plan members, no matter their background or situation.
Family building
Family building coverage reimburses eligible expenses associated with fertility treatments, surrogacy and adoption.
Gender affirmation
Gender affirmation coverage increases access to gender-affirming care, designed to support the transition journey.
Indigenous health
Indigenous health coverage provides culturally appropriate approaches to treatment and wellness, including cognitive behavioural therapy rooted in Indigenous healing practices*.
Weight management
The weight management coverage offers reimbursement for approved weight-management medications.
Only expenses incurred in Canada are accepted
*Coverages complement a provincial health insurance plan and could reimburse certain care and treatments not covered by the public plan.
Help when it’s needed most
Support plan members during their most critical times.
Tools and resources for group benefits
Access tools to manage group benefits and find other ways we can help support you.
The Benefits Now® for Advisors portal gives you access to:
- Group listing and bills
- Commission statements
- Reports
- Benefits booklets
- Updates on products and services
Resources and support
Group benefits resources
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Ready to partner with us?
Get in touch with our sales team to learn more about our products.